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The Mayo Clinic defines family therapy as “a type of psychological counseling (psychotherapy) that can help family members improve communication and resolve conflicts.”

The needs of each family unit will vary, as they will be dependent upon the specific individuals that make up the family. Family therapy can help a family work through a difficult period (e.g., death of a loved one, major transition, mental health illness of a family member, etc.). Through family therapy, family members have an emotionally safe environment to address specific issues that may be affecting the functioning and health of the family unit. Family therapy can help reduce distress and conflict by improving the systems of interactions between family members. 

Health Insurance Coverage

Navigating the healthcare system in America can be remarkably challenging. At one point in time, the need for mental health treatment was stigmatized and health insurance companies did not prioritize this component of healthcare coverage. Fortunately, this has shifted as many mental health ailments are recognized as potentially equally debilitating as other physical health ailments (e.g., diabetes, physical disabilities, etc.) and are included in the Diagnostic and Statistical Manual of Mental Disorders, Fifth Edition (DSM-5). While the details of mental health coverage will vary and the out-of-pocket responsibility will depend on the specific type of health insurance coverage, all health insurance companies are required to provide partial or full coverage for mental health treatment, including family therapy, carried out by a certified mental health clinician. 

It is important to note that in America, there are a plethora of different types of healthcare insurance coverage options, including the array of health insurance companies and the variety of tiered health insurance coverage plans offered by each company. The health insurance premiums can range from $30 a month to over $1,900 a month depending on the insurance company selected and the type of plan selected. Some plans will offer coverage only for services rendered by in-network providers, while others may offer full or partial coverage for services provided by out-of-network providers. The out-of-pocket responsibility will be wholly dependent upon one’s elected health insurance plan. To avoid any surprise healthcare bills it is essential to fully understand the intricacies of one’s health insurance plan. Make sure to call customer support on the backside of the health insurance card and inquire about coverage, out-of-pocket responsibility, and/ or the need for any referrals and/ or preauthorization requirements. 

Further Information and Support

Navigating the challenges that arise from living with mental illness, struggling with substance abuse, and/ or addiction can not only be all-consuming but are often impossible to effectively handle without proper support. If you are concerned for yourself or a loved one regarding mental illness, substance abuse, and/ or addiction we recommend reaching out for help as soon as possible. Bear in mind that you do not have to be on this journey alone. At {Upwell Advisors}, we offer unique, customized concierge therapeutic services to provide our clients with unparalleled support throughout every step of the recovery process. 

Feel free to reach to contact us anytime via email at sean@upwelladvisors.com. We look forward to supporting you on your journey.

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